Belgium Salary Calculator
Calculate your take-home pay instantly. See exactly how much you'll earn after income tax, social security, and other deductions in Belgium.
Salary Details
Enter your annual gross salary to calculate take-home pay
Vakantiegeld - ~7.69% extra
Eindejaarspremie - 1 extra month
Flemish job bonus may apply for lower incomes
Including holiday pay (€ 3.461)
Including 13th month (€ 3.750)
Take Home Pay
Your net income after all deductions (2026)
Deductions
Belgium Tax System (2026)
Data Sources
Based on official 2026 rates from FOD Financien (Federal Public Service Finance), RSZ/ONSS (Social Security), and regional tax authorities. Professional expenses deduction calculated at flat rate (30% up to EUR 5,850).
Visual Breakdown
€ 45.000 vs Belgium Wages
Above Belgium median
+2%
vs Belgium Median
€ 1.000
Above Median
Where Your € 45.000 Goes
Annual breakdown of your salary
Belgium Income Tax Bands 2026
Learn more about tax rates and thresholds in Belgium
First Bracket (25%)
25%Up to EUR 15,820
Lowest tax rate for the first portion of taxable income
Second Bracket (40%)
40%EUR 15,821 - EUR 27,920
Applied to income between the first and second thresholds
Third Bracket (45%)
45%EUR 27,921 - EUR 48,320
Applied to income in the upper-middle range
Top Bracket (50%)
50%Above EUR 48,320
Maximum marginal rate for high incomes
Frequently Asked Questions
How is income tax calculated in Belgium?
Belgium uses a progressive tax system where higher income is taxed at higher rates. The calculator takes into account all applicable tax brackets, deductions, and credits for the 2026 tax year.
What is included in the calculation?
The calculator includes income tax, social security contributions, and estimates for health insurance. Results show your net take-home pay after all deductions.
Is this calculator accurate?
Our calculator uses official 2026 tax rates and thresholds. However, individual circumstances may vary. For precise tax advice, consult a qualified tax professional or the official tax authority.